Deeds relating to real estate
A public deed records property transactions such as sales, mortgages and acknowledgements of payment, allowing them to be entered in the Land Registry.
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Mortgage cancellation and release of resolutory condition
Registry cancellation of a mortgage or resolutory condition (condición resolutoria) is the notarial procedure needed to remove these charges from the Land Registry once the debt has been paid. It is essential for the property to be free of encumbrances.
Documents required
Certificate of repayment (carta de pago) from the bank or lender
Document issued by the financial institution or lender certifying that the debt has been repaid in full.
Original mortgage deed
Copy of the deed creating the mortgage to be cancelled, with the registry details.
Valid DNI/NIE of the owner
Identity document of the property owner for signing the deed.
Bank's power of attorney
In cancellations of bank mortgages, the bank's authorised representative provides their notarial power of attorney to sign on behalf of the bank.
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